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Used to assess creditworthiness setvices make lending decisions.

There are three primary credit agencies that assess business credit scores. The following are three main types of business credit scores classifications used by lenders:. When it comes to your personal credit credit services near me, get ready with a high credit rating.

Most commercial lenders prefer borrowers with a FICO score not lower than But to increase your chances of securing a credit services near me loan, aim for a score of Commercial lenders typically require 20 to 30 percent down payment to secure a loan. Other lenders may even request for a 50 percent down payment. Lenders prefer businesses that have been running for at least 2 years.