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Repayment terms. You should be 18 years old or above. In case secured admission is not available, you can get a pre-admission sanction. What are the expenses covered under student loans. The education loan amount includes the following expenses: 1. Can I apply for a crediy if I view your credit not have an earning co-applicant. Is there a moratorium period provided.

A credit oyur of at least is more info good, while anything above the range is considered excellent. If your score is the - ypur, your chances of yoyr approved for a loan are quite good. A score below indicates a poor credit habit and it could restrict your options. If you have a good credit score, you could qualify easily for a personal loan and that too with a lower interest rate.

This is because you are seen as a creditworthy borrower view your credit poses a lower risk. Your credit history is evaluated while making a lending decision, and view your credit your payment behavior is consistent with on-time payments, then you will most probably be approved for a loan.

You are seen as a trustworthy borrower who is likely to pay back what you borrowed.