How i check my credit report
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Credit reporting companies, also known as credit bureaus or consumer reporting agencies, collect and store financial data about you that is submitted to them by creditors, such as lenders, credit card companies, and other financial companies.
Creditors are not required to report to every credit reporting company. Lenders use these reports to help them decide if they will loan you money, what interest rates they will offer you. Lenders also use your credit report now determine whether you continue to meet the how i check my credit report of an existing credit account. Other businesses might use your credit reports to determine whether to offer how i check my credit report insurance; rent a crevit or apartment to you; provide you with cable TV, internet, utility, or cell phone service.
If you agree to let an employer look at your credit report, it may also be dheck to make employment decisions about you. Searches are limited to 75 characters. Skip to main content. What kind of information appears on a credit report. Credit reports often contain the following information: Credjt information Your name and any name you may have used in the past in connection with a credit account, including nicknames Current and former addresses Rfport date In online payday shreveport loans Security number Phone numbers Credit accounts Current and historical credit accounts, including the type of account mortgage, here, revolving, etc.
The credit limit or amount Account balance Account payment history The date the account was opened and closed The name of the creditor Collection items Missed payments Loans sent to collections Information on overdue m support provided by a state or local child how i check my credit report agency or verified by any local, state, or federal government agency Public records Liens Foreclosures Bankruptcies Civil suits and judgments Inquiries Companies that have accessed your credit report.
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