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Applicable to any William D. Ford Direct Loan Program loan, borrower defense originally involved the cancellation of all of your current federal student loan debt if you could demonstrate that you had been defrauded or substantially deceived by the college you attended. Implemented during the Obama administration, borrower defense applies mainly to private, for-profit schools that engage in dubious practices.

In June banks that accept itin for car loans, for example, the U. Department of Education promised debt relief to students of the Corinthian Colleges chain, which abruptly closed campuses and declared bankruptcy in the wake of federal and state investigations into its click the following article. Changes to the Relief Formula.

If you work or volunteer for certain organizations, you may be eligible for additional programs that will forgive or reduce your student debt. Here are some examples:.

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