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You cannot lose money in a CD if you leave it untouched for the full term length. It is like a locked savings account and the only way you can lose money is if you make an early withdrawal for which you are penalized. Yes, interest earned on CDs is taxable. Read article earlyexperts predict CD rates will be on par with current rates. However, CD rates are likely to drop in when the Federal Reserve starts car payment calculator alabama rates.

It may be worthwhile to lock in a CD rate if it car payment calculator alabama with your savings goals.